Top 5 Concessions Every Homebuyer Should Ask For

Buying a home is one of the biggest investments you’ll ever make, and a little negotiation can go a long way in making the process smoother—and more affordable. One of the best ways to save money or reduce stress is by asking for concessions from the seller. Not sure where to start? Here are the top five concessions every homebuyer should consider:

1. Seller-Paid Closing Costs 🏦

Closing costs can sneak up on buyers, often amounting to thousands of dollars. By asking the seller to cover some or all of these fees, you can keep more cash in your pocket for moving expenses, decorating, or even just peace of mind. It’s a common ask, and in many cases, sellers are open to it—especially if they’re motivated to close the deal.

2. Repair Credits or Completed Repairs 🔧

Home inspections can reveal surprises—anything from leaky faucets to bigger structural issues. Instead of shouldering these costs yourself, request that the seller either make the repairs before you move in or provide a credit at closing so you can handle them to your standards. This protects your budget and ensures your new home is move-in ready.

3. Home Warranty 🏠

A home warranty is like a safety net for your first year in the house. It covers major systems and appliances, so if the water heater gives up or the AC stops working, you’re not left with a hefty repair bill. Sellers are often willing to pay for a one-year warranty, giving you extra confidence as you settle in.

4. Appliances or Personal Property 🛋️

Big appliances like refrigerators, washers, and dryers aren’t always included in a home sale. If you spot something you love—maybe that stainless steel fridge or a set of custom blinds—ask if the seller will include them. It’s a simple way to save money and avoid extra shopping trips after you move.

5. Flexible Move-In or Move-Out Dates 📅

Timing can make or break your move. If you need extra time before taking possession or want the seller to move out sooner, negotiate for a timeline that works for you. Sellers are often accommodating, especially if it helps the sale go smoothly.

The Bottom Line

Negotiating concessions isn’t just about saving money—it’s about making your transition into a new home as easy as possible. Talk with your real estate agent about which concessions make the most sense for your situation and don’t be afraid to ask. You might be surprised at what’s possible!